mortgage

The term mortgage is typically used as the transferring of property ownership as security for the repayment of money borrowed. The mortgage agent is the borrower and the mortgagee is the person or company who owns the mortgage and receives payment from the mortgagor.

A mortgage is most often used to purchase a piece of real estate when a person cannot pay the full amount in cash, so they borrow the money with a mortgage. Mortgage topics often discuss mortgage rates, amortization, payment terms, or even real estate. Amortization is how the payments are made back in interest in principle.

Bloggers write about how to understand the complexities of mortgages, the process of getting a mortgage, or even the different types of lifetime mortgages. Mortgage rates are always a hot topic given their impact on our monthly payments.

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Original Technorati articles tagged “mortgage”

• in Advertising
  Advertise Your Mortgage Away
  Would you turn your house into a giant billboard to pay off your mortgage?
  by savingadvice / on Mar 6, 2012
• in Small Business
  Selling Property Amidst the Turmoil
  Politicians still claim that real estate investments will reactivate Spain's struggling economy.
  by marileis / on Nov 15, 2011
• in Politics
  Need a Hand? How the Economic Crisis Made National Debt a Problem
  A short intro and explanation on how the economic crisis caused the current national debt problem
  by anthonylock / on Nov 11, 2011

Latest blogosphere posts tagged “mortgage”

 

• Will Principal Write-Offs Increase Foreclosure Discounts?

  
  Mortgage-Blog — Authority: 130
  There’s a new plan floating around in Washington to end the foreclosure crisis. The thought is that we can keep more people in their homes if we reduce the size of their mortgage debt.Source:Will Principal Write-Offs Increase Foreclosure Discounts?Related posts:Why Lenders Have Begun To Accept Foreclosure ...
  3 hours ago

• New Business Tumbles at Freddie

  
  Mortgage-Blog — Authority: 130
  New business sank to the lowest level since last summer at the Federal Home Loan Mortgage Corp., and the book of business has fallen by more than $100 billion during the past year. While there was no change in the rate of residential delinquency, performance on apartment loans deteriorated. The McLean, Va.-based ...
  3 hours ago

• NovaStar Distances Itself from Subprime Era

  
  Mortgage-Blog — Authority: 130
  With a new name in hand, NovaStar Financial Inc. is closing the book on its subprime mortgage past. The Kansas City, Mo.-based company disclosed in January 2008 plans to eliminate most of its staff and discontinue retail and wholesale mortgage originations in a move intended to preserve cash and reduce debt. All of ...
  3 hours ago

• How to Pay Off Your Mortgage Early

  
  Mortgage-Blog — Authority: 130
  First things first: should we pay our mortgage off early? The answer in most cases is yes. Unless you’re earning a higher return on your investments than your mortgage rate, or your income is so inconsistent you need to keep your investments liquid, then yes, it is advisable you make all effort to pay your mortgage ...
  3 hours ago

• Online Bad Credit Mortgage ” How To Qualify

  
  — Authority:
  There are, fortunately, lenders out there who will work with bad credit borrowers to help them receive the funding they need to buy their own home and stop throwing their money down the drain by being forced to rent. The majority of these lenders offer their valuable mortgage services online. Owning your own home is ...
  5 hours ago

• Steps you can take to protect your identity and assets

  
  — Authority:
  Identity theft ravages the financial world about like a force-five tornado. With just the four digits of your social security number, a sophisticated “digital impersonator” not only has power to take all your money but also to open credit accounts and secure mortgages totalling potentially a million dollars or ...
  1 day ago

• Short Sale Tax Tip: Mortgage Forgiveness Taxable in 2013

  
  Mortgage-Blog — Authority: 130
  After a bank forgives your mortgage debt in a short sale, your tax problems may not be over.Source:Short Sale Tax Tip: Mortgage Forgiveness Taxable in 2013Related posts:Video Search Tip: How to Find Short Sale Deals on RealtyTrac With more than 800,000 properties in the foreclosure process, matched...Rejected Short ...
  1 day ago

• 2012 Originations Now Expected to Exceed 2011

  
  Mortgage-Blog — Authority: 130
  A nearly $0.2 trillion increase in mortgage bankers’ forecast of residential originations this year now has volume exceeding production during 2011. All of the 2012 improvement is with expected refinance volume — as the forecast for home purchase financing has been cut. But a real estate market recovery is ...
  1 day ago

• 30-Year Establishes New Record as Volatility Lurks

  
  Mortgage-Blog — Authority: 130
  Fixed mortgage rates were little changed from their record-low levels, though the long-term mortgage did set a new record. Interest rates are poised to maintain their current lows, but a looming European sovereign debt crisis remains a lingering threat to global financial markets. It was another new low for the ...
  1 day ago

• Bank Sector Strengthens

  
  Mortgage-Blog — Authority: 130
  The nation’s banks saw earnings increase, failures fall and troubled institutions ease. While the sector cut its residential loan assets, mortgage-backed securities investments have been on the rise. Bank earnings were concentrated at only three bank-holding companies, while staffing was concentrated at just four ...
  1 day ago

• Huge Win in Quicken RESPA Case

  
  Mortgage-Blog — Authority: 130
  A ruling Thursday by the U.S. Supreme Court on unearned fees is good news for Quicken Loans Inc. and for mortgage lenders in general. But the ruling was a setback for the Department of Housing and Urban Development. The Supreme Court agreed last year to hear the case, which addressed whether Section 8(b) of the Real ...
  1 day ago

• HARP 2.0 Explained

  
  Mortgage-Blog — Authority: 130
  Virginia Refinancing Expert explains all about the revamped government program that provides refinancing options to homeowners who owe more on their mortgage than their house is worth called HARP 2.0.Source:HARP 2.0 ExplainedRelated posts:HARP – A New Segment of Obamas Loan Modification to Help Provide Mortgage ...
  1 day ago

• Here Are Some Common Mistakes People Make That Can Delay the Loan Process

  
  Mortgage-Blog — Authority: 130
  Whether you’re buying a new house or refinancing an existing one you should know some common mistakes people make that often delay or even stop the loan process. Probably the most important thing here would be this; check up on your broker or Mortgage Consultant. I hate to say it, but you have to keep on top of your ...
  1 day ago

• Number of mortgages still falling

  
  — Authority:
  The National Statistics Institute has released figures showing the average value of mortgages taken in March decreased 4.3% compared to the same period in 2011. The average value stands at 112,635 euros. The number of mortgages with changes to conditions decreased 22.8%, while registered mortgage cancellations ...
  1 day ago

• Mortgage Broker In Perth – Selecting A Dependable Mortgage Broker

  
  — Authority:
  Essentially one of the most troublesome tasks that an individual have to take on all through his or her lifetime is the case of purchasing a home the first time. A home purchase is recognised as a great financial commitment, thus it is reasonable that lots of people are somewhat troubled concerning it. Because it [...]
  1 day ago

• Friday Free-for-all!

  
  Vancouver Condo Info — Authority: 110
  It’s the end of another work week and that means it’s time for our regular end of the week news round-up and open topic discussion thread. Here are a few recent links to kick off the chat: - Inventory squeeks back to record level - May sales to list so far is 41% - CEO welcomes Vancouver price drop - Are ...
  1 day ago

• Mortgage famine means fat profits for landlords as rents rise

  
  — Authority:
  The buy-to-let boom shows no sign of ending as the mortgage famine forces more middle-aged people to remain tenants rather than become homebuyers and rents continue to rise, according to the Royal Institution of Chartered Surveyors (RICS). Estate agents and mortgage brokers point out that many new rentiers are ...
  1 day ago

• HARP 2.0 : Approved By Fannie Mae, Denied By Freddie Mac?

  
  — Authority:
  HARP applications with Freddie Mac are being denied at an alarming rate. In response, Freddie Mac will "fine-tune" its underwriting process. Click for the complete post : HARP 2.0 : Approved By Fannie Mae, Denied By Freddie Mac? .
  1 day ago

• Consumer Action: ‘Housing Discrimination… Alive and Well’

  
  Realty Biz News — Authority: 427
  Following a round of recent fair housing complaints and mortgage discrimination charges, the Consumer Finance Protection Bureau (CFPB) has opened its own front to protect credit consumers from discrimination. “We want consumers to avoid the marketplace’s silent pickpocket – discrimination,” said CFPB ...
  1 day ago

• CFPB: In Search Of A Search Bar

  
  — Authority:
  With my recent travel and work schedule, Im just catching up with some of my regular reads from the past week. One of them, a post on The NAFCU Compliance Blog last week by Steve Van Beek, has a good compilation of, and links to, residential mortgage-related actions of the CFPB. Included are those related to ...
  1 day ago

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