credit cards

Back in the olden days, it was not uncommon to hear someone say, "I started out with nothing and I still have most of it left." But in this day and age people aren't starting out with nothing. They are starting out with a credit card.

With a credit card, you can buy anything (including, but not limited to, anything). Even if you have nothing. And so it goes. Purchase after purchase. Item after item. Until someone who started out with nothing has everything!

But then the bills start to come in the mail. At first, they might be manageable. You can pay off the balance every month if you are careful with your funds. But then one month you have an unexpected car repair or your daughter needs braces, and all of a sudden you find yourself with a balance on your credit card that you just can't get on top of it, no matter how hard you try. And to add injury to insult, everyone will accept credit cards. So the downward spiral continues until you are absolutely in over your head if you are not careful.

Bloggers speaking about the responsible use of credit cards can be found at sites like enemy of debt and canadian finance blog.

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Original Technorati articles tagged “credit cards”

• in Finance
  Ways to Save as Gas Prices Near Three-Year High
  Believe it or not, but the right credit card can save you 5 percent on gas purchases.
  by cardhub / on Mar 31, 2012
• in Lifestyle
  The $13,000 Big Mac
  Staying Safe When Skimmers Strike
  by jmunton / on Jan 24, 2012
• in Finance
  Study Shows Consumers Adding Credit Card Debt at Alarming Rate
  A new study finds that consumers accumulated $16 billion more credit card debt in the third quarter of 2011.
  by cardhub / on Dec 9, 2011

Latest blogosphere posts tagged “credit cards”

 

• Steps you can take to protect your identity and assets

  
  — Authority:
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  23 hours ago

• Comparing Skymiles Credit Cards

  
  The Social Side Of Blogging — Authority: 480
  It should come as no surprise when I say that charge cards are a vital financial tool used to help many consumers achieve financial stability. With that said, because so many people are using credit cards these days, the demand has created a fierce competition in the credit card industry. With so many lenders fighting ...
  1 day ago

• Chip-and-PIN vs. Chip-and-Signature

  
  CardHub.com — Authority: 102
  Posted by: John Kiernan It’s become a common question for international travelers: Will my credit card work abroad ? Central to this determination are the differences in credit card fraud prevention technology being employed around the world. While the United States continues to rely on the magnetic stripe ...
  1 day ago

• Several Facts To Help People With Regards To Understanding Credit Card APRs

  
  The Social Side Of Blogging — Authority: 480
  It should come as no surprise when I say that credit card accounts are extremely popular amongst people. When it comes down to it, studies show that the vast majority of Americans that qualify for credit card accounts not only have one or more but use them on a regular basis. What is a surprise is that many of these ...
  1 day ago

• Quite A Bit Of Tips To Assist Consumers Regarding Choosing The Best Sky Miles Charge Card Account Offer

  
  The Social Side Of Blogging — Authority: 480
  It should come as no surprise that credit cards play a crucial role in the financial stability of many consumers. When it comes down to it, studies show that the majority of people who are old enough to have charge cards, have them and use them often. With that said, there has been a great deal of competition that has ...
  1 day ago

• All The Vital Things Of Affiliate Revenue

  
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  Many people enter into affiliate marketing with a great deal of enthusiasm, but lose steam when they don’t instantly get results. Like many things, proper affiliate marketing takes time and hard work. In this article, you’ll learn where you should be putting your effort in, and how you can get the results you’ve ...
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• Credit Card Debt Problems – How To Deal With The Problem And Pay Off Your Debt

  
  — Authority:
  An alarmingly higher amount of Us citizens have credit card debt problems, and factors go worse over the very last 5 years. The existing situation is due to the actual fact that individuals racked up credit card debt on more than only one account. Adding up the debt from each and every card, men and women find ...
  1 day ago

• Several Tips To Help Americans With Regards To Comparing Skymiles Credit Card Offers

  
  The Social Side Of Blogging — Authority: 480
  Are you one of the many Americans that is looking for a new credit card? If so, chances are you are looking for a new skymiles credit card. Who can blame you, the commercials and ads make these credit card accounts more and more interesting every day. However, all credit card accounts including financial charge card ...
  1 day ago

• Get $150 or $250 in Free Rewards with a Citi ThankYou Preferred Card

  
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  L ooking for some free credit card rewards? Citi has two different ThankYou Preferred Cards that give you a bonus points reward for hitting certain spending levels. Depending on the card those free bonuses are worth $150 or $250 in gift cards or merchandise. Let’s look at the details of how these ...
  1 day ago

• The Rewards of Conscientious Credit, or How Using a Mileage Rewards Card Actually Simplified Our Finances

  
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  My husband Ben and I recently decided to try the whole “rewards credit card for points” thing. The idea made us a little nervous, due to our previous experiences with credit cards. But we knew the benefits could outweigh the risks, so we decided to give a rewards credit card a try. So far it’s turned out ...
  1 day ago

• The Rewards of Conscientious Credit, or How Using a Mileage Rewards Card Actually Simplified Our Finances

  
  — Authority:
  My husband Ben and I recently decided to try the whole “rewards credit card for points” thing. The idea made us a little nervous, due to our previous experiences with credit cards. But we knew the benefits could outweigh the risks, so we decided to give a rewards credit card a try. So far it’s turned out ...
  1 day ago

• The Rewards of Conscientious Credit, or How Using a Mileage Rewards Card Actually Simplified Our Finances

  
  — Authority:
  **Today’s guest post is contributed by Megan Taylor.** My husband Ben and I recently decided to try the whole “rewards credit card for points” thing. The idea made us a little nervous, due to our previous experiences with credit cards. But we knew the benefits could outweigh the risks, so we decided to give a ...
  1 day ago

• Business Credit Cards and How They Benefit Your Business

  
  SyriaAlaan dot com — Authority: 117
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  1 day ago

• Top Credit Cards For The Summer

  
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  Summer is fast approaching and with it come some great credit card offers that you will not be able to resist. Take a closer look now for some great rewards that you can use this summer. You may want to get ready and do some planning for the near future. Here are just a few of the top credit cards that bring you ...
  1 day ago

• Confused.com Reveals Homeowners’ Most Expensive Possessions Are Not The Most Valuable To Them

  
  — Authority:
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• A Look Back At The Past Year: Top Ten Gaming Hacks

  
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• 10 Calls To Make To Save Money

  
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  Many people often pay their bills while grumbling about how much they have to pay. It’s true that many services are very overpriced, but what most people don’t realize is that some of these services can easily be lowered. Sometimes all you have to do is make a phone call to the customer service department [...]
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• 10 Calls To Make To Save Money

  
  Personal Finance Advice — Authority: 110
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• Closing Your Credit Card Account… or Not?

  
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  by  Beverly Blair Harzog Credit card question:  I’ve recently paid off credit card debt. Is there any reason I shouldn’t close the account? Answer:  This is a question I’ve gotten a lot recently. I’ve heard from people who paid off their credit card debt over time. I’ve also heard from ...
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• What Deals Programs Do Besides Encourage Spending

  
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  Daily deals, including those from the likes of Groupon and LivingSocial, have never been very attractive me, so those companies never got their hands in my wallet. But, with these types of deals becoming available — for free — from banks and card issuers, I got a first-hand look as to why it’s such a lucrative ...
  1 day ago

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